The massive three wi-fi carriers — AT&T, T-Cell, and Verizon — supply premium experiences with nice offers on new telephones, however for many individuals, the offers will not be value their excessive asking value and multi-year commitments. As a substitute, a pay as you go plan gives all of the pace and protection most individuals want for lots much less, and since pay as you go carriers use protection from a number of large carriers, you gained’t want to surrender protection to economize.
A few of these carriers, like Seen, are owned by one of many Large Three, however there are additionally some separate MVNOs with extra flexibility, like US Cell and MobileX. Whether or not you’re a lightweight consumer on the lookout for an affordable plan or a heavy consumer needing a vast connection, there’s a pay as you go plan for you on each main community.
Lower your expenses with out giving up protection with a pay as you go telephone plan

Finest total
US Cell Limitless Starter
With loads of high-speed information for most individuals, a alternative between Verizon and T-Cell protection, and a low value, US Cell’s Limitless Starter plan is a good worth for most individuals with an annual plan that may make it easier to save much more.
- Loads of high-speed information for most individuals (35GB)
- Full 5G entry on Verizon or T-Cell
- Glorious telephone compatibility
- Taxes and charges included
- No multi-line reductions
- Swapping networks prices $2
US Cell’s Limitless Starter plan is the plan most individuals ought to be contemplating on the provider. This plan comes with 35GB of high-speed information and 10GB of hotspot information, which ought to be lots for the overwhelming majority of customers. Naturally, limitless discuss and texting are additionally included. Worldwide texting from the US is included. If you happen to get the annual plan, you additionally get 1GB of knowledge to make use of in Mexico and Canada per 30 days. An add-on is on the market for purchasers that pay month-to-month.
Whereas some individuals coming from premium limitless plans could also be nervous about happening to simply 35GB of high-speed information, realistically, most individuals gained’t use that full quantity, particularly in the event that they use Wi-Fi at dwelling. The 10GB of hotspot information is a pleasant inclusion, so you’ll be able to hold different units like laptops or tablets related when there’s no Wi-Fi.
One in all US Cell’s greatest options is that clients can select between AT&T (Darkish Star), T-Cell (Gentle Velocity), and Verizon (Warp) for his or her community. That approach, you’ll be able to decide the community that works greatest in your space without having to change carriers. You’ll be able to even swap networks twice utilizing a function known as Teleport at no cost, with $2 per change after that. This plan prices $25 per 30 days, with taxes and charges included, in case you pay month-to-month. If you happen to pay for the yr, it comes all the way down to $22.50 per 30 days, or $270 upfront for the yr.

Finest limitless plan
Seen
Seen is a pay as you go provider from Verizon that solely provides limitless information. Because of this, Seen’s information is a decrease precedence than Verizon’s postpaid plans, however nonetheless fast sufficient for most individuals. If you happen to really feel you want extra pace, although, you’ll be able to improve to Seen+ with 50GB of premium information and entry to Extremely Wideband 5G.
- Completely limitless information
- Nice protection with Verizon LTE and 5G
- Taxes and charges included
- No multi-line financial savings
- No Extremely Wideband 5G speeds on the bottom plan
- The watch plan solely helps Apple Watch
Seen is a pay as you go provider owned by Verizon that gives solely two plans, each of which include limitless information. In contrast to many different carriers (like Mint Cell) that merely label giant plans as “limitless” for advertising and marketing, Seen’s information is definitely limitless. This even contains the bottom Seen plan, which is available in at simply $25 per 30 days, or $20 per 30 days for 2 years with code SAVE24. You too can pay $275 for a yr of service, which works out to 1 month free.
It is value noting that Seen information is handled as a decrease precedence than postpaid Verizon plans and even Seen+ information, however so long as your space is not too congested, it can seemingly be lots quick. Nonetheless, in case you want speedier downloads, you’ll be able to improve to Seen+. Seen contains limitless calls and texting within the US in addition to in Mexico and Canada.
Seen has entry to Verizon’s 5G community with nationwide speeds on the bottom plan and Extremely Wideband on Seen+. Extremely Wideband 5G on Seen+ means unlocked speeds utilizing C-band and mmWave protection, however the base plan is quick sufficient for many individuals. Additionally, each plans have entry to Verizon’s LTE community, making rural protection sturdy. And if you wish to share your information with different units, Seen contains limitless hotspot information at 5Mbps. In fact, this may not be appropriate for on-line gaming or giant downloads, but it surely’s nonetheless good to have.
If you happen to’re an Apple consumer, you’ll be able to add an Apple Watch plan for simply $5 per 30 days. Sadly, this plan is not accessible for the greatest Android smartwatches, which is a severe drag. There are additionally no multi-line financial savings, so there isn’t any actual profit in bringing the entire household, however including the watch plan is sweet information for single-line customers on the lookout for deal. Seen even contains taxes and charges in its plan value, so there aren’t any surprises at checkout.
Lastly, if you may get Verizon Residence Web, both Fios or 5G, you may get $5 off per 30 days with Seen and $10 off with Seen+.

Finest 5G speeds
Metro Flex Begin
Metro’s Flex Begin plan comes with limitless information, 8GB of hotspot information, and limitless discuss and textual content. You too can save by bringing a number of traces in case you head right into a Metro by T-Cell retailer.
- Quick 5G information on T-Cell’s community
- Glorious telephone compatibility
- No information throttling
- Multi-line activation have to be accomplished in-store
- Pretty excessive beginning value
There are cheaper limitless plans than Metro Flex Begin, equivalent to US Cell and Seen’s plans above. If you happen to’re simply on the lookout for fundamental limitless information, these are nice choices, however they make some compromises in relation to their information limits or pace. Metro by T-Cell has no throttling on its limitless plans, so you’ll be able to browse and stream with out excited about how a lot information you have got left. Metro by T-Cell was additionally discovered to have the quickest information speeds of any pay as you go provider by Ookla, the corporate behind the favored Velocity Take a look at app.
If you happen to’re a really heavy consumer, it’s possible you’ll discover lowered community efficiency after utilizing 35GB, however for essentially the most half, it should not be an issue. Metro by T-Cell makes use of the T-Cell 5G community for all of its protection, so community high quality ought to be excessive so long as you reside in certainly one of T-Cell’s Extremely Capability 5G areas, which most individuals within the US do. Apart from limitless information in your telephone, you may also share together with your different units due to 8GB of hotspot information. You too can get a 100GB Google One cloud storage plan at no cost.
Beginning at $50 per 30 days for the primary line with auto-pay, Metro Flex Begin is much from the most affordable limitless pay as you go plan you will discover. That being stated, there are multi-line reductions. If you happen to carry 4 traces, for instance, the worth is simply $155 per 30 days, which works out to lower than $40 per line. Taxes and charges are included in these costs, however in case you join in-store, as you have to for a number of traces, you will must pay a $25 activation price on every line.

Finest premium pay as you go plan
Seen+
With some latest plan updates, Seen has made its Seen+ plans top-of-the-line premium pay as you go plans yow will discover. Apart from limitless discuss, textual content, and information, you get limitless cell hotspot information, a smartwatch plan, and a handful of worldwide options.
- Completely limitless information
- Nice protection with Verizon LTE and 5G
- Smartwatch plan included
- Taxes and charges included
- No multi-line financial savings
- The watch plan solely helps Apple Watch
- No high-speed hotspot information
Seen+ is a very simple plan to advocate, particularly to these accustomed to premium limitless plans from postpaid carriers. Seen+ comes with really limitless information on Verizon’s community with 50GB of premium information with entry to Verizon’s Extremely Wideband 5G speeds. Seen’s base plan comes with limitless hotspot information at 5Mbps, however Seen+ doubles that pace to 10Mbps, which is even sufficient to stream HD video.
In terms of worldwide options, Seen+ clients get limitless talks and texts to Mexico and Canada. If you happen to’re touring, you additionally get limitless utilization, together with 2GB of knowledge per day in Mexico and Canada. Calling to 30+ different international locations and texting to 200+ international locations is included. You additionally get one World Cross per 30 days for a day of utilization when touring overseas.
Seen is owned by Verizon and makes use of the Verizon community completely for protection. For most individuals, which means nice protection, however some unlocked telephones might not work with the provider. In case your telephone is suitable with Verizon’s bands, nonetheless, you shouldn’t have any hassle utilizing it.
Whenever you join Seen+ with code SAVE24, the worth is simply $35 per 30 days for 2 years. After that, the worth will revert to $45. If you happen to’re prepared to pay for the whole yr, you pay simply $395, which breaks down to simply over $32 per 30 days.

Finest on AT&T
Cricket Wi-fi Limitless
Cricket Wi-fi is a pay as you go provider owned and operated by AT&T. It provides strong charges on the provider’s community, with a pleasant vary of plans to select from, together with a easy limitless plan with multi-line financial savings. Cricket Wi-fi is an effective way to avoid wasting for these lined by the AT&T community.
- Limitless information on AT&T’s big community
- Sturdy multi-line financial savings
- Roaming in Mexico and Canada included
- Costly for single-line clients
- No hotspot information
- No 5G+ entry
Cricket Wi-fi is not one of the best worth when it comes to information per greenback, however with sturdy protection due to the AT&T community and completely limitless information, it is a good match for a lot of. Cricket additionally has multi-line financial savings for this limitless plan, bringing it down to simply $25 per line, together with taxes. It can save you extra by paying for 3, six, or 12 months with growing reductions for every.
Cricket additionally has a bonus that many different pay as you go carriers do not: plenty of brick-and-mortar shops. Some individuals do not wish to arrange every thing on-line or on an app, so it is good to have the choice to go in and discuss to somebody in individual.
Cricket’s limitless plan retains issues easy with no secret information caps, plus limitless discuss and textual content. No hotspot information is included, however in case you want it, you may get 10GB for $10 per 30 days, which is not dangerous in any respect. However in case you’ve solely received a single line, upgrading to the Limitless + 15GB Cell Hotspot plan for $5 extra makes extra sense. You probably have three or extra traces, there isn’t any motive to get the 5GB or 10GB since they price the identical as Limitless.
Whereas T-Cell has made up plenty of floor and Verizon has sturdy rural protection, the AT&T community continues to be essentially the most constant within the countryside for many. Cellphone assist is powerful due to the AT&T community working with a variety of telephones, so there is a good likelihood you can hold utilizing your telephone so long as you’ve got paid it off or bought it unlocked.
One factor to recollect is that Cricket solely comes with entry to nationwide 5G on AT&T — that is low-band 5G with LTE-like speeds. However, if you’d like AT&T’s greatest mid-band and high-band 5G speeds, you will want a premium postpaid plan. Nonetheless, AT&T LTE and fundamental 5G are greater than sufficient for most individuals.

Finest plan for gentle customers
US Cell Gentle Plan
Some people simply want the fundamentals in a telephone plan, and US Cell’s Gentle plan might be the proper match. It comes with limitless discuss and textual content with 2GB of knowledge if it’s good to obtain one thing.
- Full 5G entry on Verizon or T-Cell
- 2GB of knowledge is lots for gentle customers
- Annual financial savings accessible
- SIM switching is barely accessible to annual plans
- Worldwide calling is an add-on
If you happen to’re a lightweight consumer, you shouldn’t need to pay for mountains of unused information and a bunch of perks you gained’t even use. US Cell’s Gentle Plan might be the proper match for lots of people with 2GB of knowledge and limitless talks and textual content. Whereas there are different plans from different carriers that hit this value level, US Cell’s inclusion of 2GB of knowledge provides a little bit additional peace of thoughts so you’ll be able to ship photos and movies with out worrying about utilization. Don’t overlook, in case you use Wi-Fi at dwelling, you gained’t even expend your information whereas related to it.
US Cell helps AT&T (Darkish Star), T-Cell (Gentle Velocity), and Verizon (Warp) protection, so you’ll be able to carry nearly any telephone you wish to the provider. If you happen to’re on the lookout for an affordable provider for grandma, or simply need one thing for a backup telephone, the Gentle Plan is an efficient decide.
The Gentle Plan is available in at $10 per 30 days for month-to-month customers. Worldwide calling may be added for $3 per 30 days as nicely. If you happen to’re prepared to pay for the entire yr without delay, you may get this plan for simply $96 per yr, or about $8 per 30 days. The worldwide calling add-on prices $36 per yr with this plan. All taxes and charges are included, so what you see is what you pay at US Cell.

Finest versatile plan
MobileX
MobileX is a pay as you go provider centered on eliminating waste. It pulls this off by giving a free telephone service whereas its app tracks your common utilization to counsel a plan tailor-made to your wants. If you happen to want extra information, you’ll be able to simply add some till you get one other refill on the finish of the month.
- Free service in the course of the prediction interval
- Inexpensive information refills
- Sturdy protection on the Verizon community
- Just one community accessible
- Some taxes and charges exta
MobileX appears like extra of an app than a provider, and that is not likely a nasty factor. The corporate makes use of its app to permit clients to attempt its service at no cost for 30 days whereas it really works on a prediction for a way a lot information you want. The thought is that you simply in all probability want much less information than you suppose, and in case you’re on a vast plan, you can be losing cash. Nonetheless, it has two bigger plans — Limitless 10 with 10GB of high-speed information, and Limitless with 199GB of high-speed information for $15 and $25 respectively.
MobileX makes use of the Verizon community and may be arrange in just some minutes with an eSIM-compatible telephone and the MobileX app. As we noticed in our MobileX evaluate, community efficiency is powerful with entry to Extremely Wideband 5G speeds. In case your telephone will not be eSim-compatible with MobileX, you may get a $10 SIM package with free delivery, or decide one up the subsequent time you are close to Walmart.
Whereas it is inconceivable to inform precisely how a lot your plan will price, it can seemingly be underneath $10 per 30 days with limitless discuss and textual content and 1GB of knowledge. If you happen to do not make many calls, it can save you much more by dropping to 150 minutes, 50 minutes, or no discuss and textual content in any respect.
If it seems you want extra information, you’ll be able to add extra for round $2 per gig at any time, and for a restricted time, MobileX is matching that, basically doubling your information. If you happen to do not expend your information, the unused information you paid for might be credited to your account.

Finest for worldwide roaming
Google Fi Limitless Plus
Google Fi is a pay as you go provider from Google with a concentrate on worldwide protection and additional software program options. The Limitless Plus plan even comes with free information on different units, together with Android smartwatches.
- Full 5G assist with T-Cell
- Loads of high-speed information for many
- Free worldwide information roaming
- Costly for a single line
- Further setup for iPhones could be essential
Google Fi has been standard with the nerdier crowd for years, with particular options tailor-made particularly to Android customers in Google’s ecosystem. Google Fi additionally provides among the greatest worldwide protection choices of any provider, with its Limitless Plus plan together with free information in over 200 locations. If you end up touring internationally quite a lot of occasions a yr, Google Fi might be the appropriate alternative for you.
Though the Limitless Plus plan is a bit dear at $65 for a single line and $160 for 4 traces, if you may make use of the options, it might very nicely be value it. Simply remember that taxes and charges are additional.
Google Fi Limitless Plus comes with 50GB of high-speed information, limitless hotspot utilization, and information for different units; you should use your information on one other machine with a free data-only SIM and even activate an Android smartwatch for no further price. Past that, Fi throws in 100GB of cloud storage with Google One and a yr of YouTube Premium. That is all on prime of Google Fi’s VPN service, which lets you take advantage of public Wi-Fi.
Google Fi largely makes use of the T-Cell community for protection within the US with full 5G assist. Previously, Fi additionally had UScellular protection in some areas however has since terminated that deal. It additionally has agreements with Wi-Fi suppliers in just a few cities to maintain your information shifting shortly when issues get congested. One factor to recollect in case you’re bringing the household is that iPhone assist is a bit behind with some additional configuration required, although 5G assist on iPhone was lastly added in early 2023 with iOS 16.4.
Irrespective of how a lot information you want, there is a pay as you go choice for you
There is a motive AT&T, T-Cell, and Verizon supply big reductions on new telephones. No, it is to not reward you for years of loyalty, however to lock you into certainly one of their costly plans for years as you repay your new telephone. Whereas the trade-off might be value it to some, pairing one of many greatest funds Android telephones, bought unlocked, with a pay as you go plan will work out cheaper in the long term.
If you happen to nonetheless wish to use one of many greatest Android telephones with all the most recent {hardware}, you should purchase it outright or arrange a cost plan with the producer to get it unlocked, then apply it to any provider you need. An unlocked telephone just like the Google Pixel 9 helps the AT&T, T-Cell, and Verizon networks, so you’ll be able to carry it with you to simply about any pay as you go provider.
General, US Cell’s Limitless Starter is a good start line, however if you’d like one thing with a bit extra, Limitless Premium has all the identical perks, plus extra premium and hotspot information, and higher worldwide options. For most individuals, nonetheless, Limitless Starter provides loads of information with limitless discuss and textual content. With the selection between the AT&T, T-Cell, and Verizon networks, you’ll be able to carry nearly any telephone to the provider, with sturdy protection nationwide.

US Cell Limitless Starter
US Cell’s Limitless Starter plan is likely one of the provider’s greatest values, and for most individuals, it provides loads of information. With 35GB of high-speed information, 10GB of hotspot information, and the choice to avoid wasting with annual funds, US Cell has struck a pleasant stability with this plan, and it is value very competitively.